1. Introduction
These Terms and Conditions govern your use of our services. By accessing or using our services, you agree to comply with these terms.
2. Eligibility
To apply for a loan, you must be at least 18 years old, a resident of [Country/Region], and meet our eligibility criteria as outlined in the application process.
3. Application Process
- Submission: You must provide accurate and complete information when applying for a loan.
- Review: We reserve the right to review and verify all information provided.
- Approval: Loan approval is subject to our evaluation criteria and is not guaranteed.
4. Loan Terms
- Interest Rates: Interest rates will be disclosed during the application process and may vary based on your credit profile and loan amount.
- Repayment: You agree to repay the loan in accordance with the terms outlined in your loan agreement, including any applicable fees.
5. Fees
You may be subject to fees, such as origination fees or late payment fees, as specified in your loan agreement.
6. Payment Methods
Payments can be made through the methods specified on our website or in your loan agreement. You are responsible for ensuring that payments are made on time.
7. Default
Failure to make timely payments may result in penalties, including increased interest rates, fees, or legal action.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
9. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
10. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be posted on our website, and your continued use of our services constitutes acceptance of the new terms.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Indian Constitution.