1. Introduction
We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your information.
2. Information We Collect
- Personal Information: Name, address, email, phone number, Social Security number, and financial information.
- Transaction Information: Details of loans applied for, repayment history, and payment methods.
- Device Information: IP address, browser type, and device identifiers collected through cookies.
3. How We Use Your Information
- Loan Processing: To evaluate and approve loan applications.
- Customer Service: To respond to inquiries and provide support.
- Marketing: To send you promotional materials and updates, if you consent.
- Compliance: To comply with legal obligations and prevent fraud.
4. Information Sharing
- Third-Party Service Providers: We may share your information with third parties who assist in processing loans and providing services (e.g., credit bureaus, payment processors).
- Legal Requirements: We may disclose your information if required by law or in response to a valid legal request.
5. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, or disclosure.
6. Your Rights
- Access and Update: You have the right to access and update your personal information.
- Opt-Out: You can opt-out of marketing communications at any time by following the unsubscribe instructions provided.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website. You can manage your cookie preferences through your browser settings.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the effective date will be updated.